We make the process easy!

Home Mortgage Loan shopping can be challenging, we know. With Arrant, it doesn’t have to be. We focus on relationships allowing you to take advantage of our robust lending community. Get your best rate, chosen from many lenders, instantly. Get your Pre-Approval PDF in 5 minutes by clicking the button below; No meetings, no calls, no hassles!

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Getting your Home Loan has never been easier.

Getting a mortgage shouldn’t cause you worry or stress. Our Home Loan Experts will dive deep and find the best possible rate and loan solution to get you into your new home. Arrant Mortgage is a nationwide lender headquartered near Dallas, TX that is here to help you with the complicated process of Mortgage Home Loan shopping.

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Our Services

Home Mortgage Loans, Refinancing, and more!

Get a Mortgage Loan

Get several low-rate offers from multiple lenders and pick the one that works best for you.

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Get Refinancing

Getting a better, lower rate is easy. Answer a few simple questions to get the process started.

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Home Equity Loan

Get a line of credit based on the equity of your home.

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Reverse Mortgage

Use your home as security for a new loan.

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The Arrant Approach

Friendly. Trustworthy. Focused on Relationships.

We're friendly. We're trustworthy. We communicate clearly with our customers. Most of all, we're experts in helping people find the right loan for their next home.

What is the Arrant Approach?

Buying a home is a big moment in anyone's life. At Arrant Mortgage, we work tirelessly to make it a positive experience with friendly service, competitive rates, and fast action on loan applications.

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How It Works

Home Buying Process

The first step in getting a mortgage is to work out what kind of mortgage is best for you. Consider how much you can you afford and then obtain Pre-Approval for that loan.

Once you’ve found the right property, you’ll need to put in an offer. Your real estate agent should help you to do this, as different sellers and properties require different sorts of offers.

You are ready to apply for your final mortgage. Your mortgage lender will need information and documents to give you an offer. They may have some of this information already but they may need to collect more. But you will also need to give your lender a pack of documents which they will explain. They will consider your: Employment, Income, Assets, Debts, Property information, and Credit history

Lenders will pull together all the information you’ve provided into a loan estimate. A loan estimate is a three-page form that presents home loan information in an easy-to-read format, complete with explanations.

Underwriters will check every aspect of your mortgage application and carry out a number of other steps. For instance, borrowers are required to have an appraisal conducted on any property they take out a mortgage against. The underwriter orders this appraisal and uses it to determine if the funds from the sale of the property are enough to cover the amount you will be lent in your mortgage.

If your mortgage application is approved, it’s now time for closing. At this stage, a large stack of documents will be printed out and you’ll be invited to the title company (or attorney's office) for a closing meeting.


Need Help? Get answers here

Buying a home is one of the biggest investments you'll make in your lifetime, and for most people, it's not feasible to pay for it all upfront. That's where a mortgage loan comes in. Essentially, a mortgage is a loan from a bank or lender that allows you to buy a home and pay it back over time. Without a mortgage, the majority of us would struggle to become homeowners. But don't worry, a mortgage isn't meant to be intimidating. It allows you to take the first step towards setting down roots and creating a comfortable future for yourself and your family. With a mortgage loan, you'll have the opportunity to own your own home and build equity, which can be used to finance future investments. So don't let the thought of a mortgage scare you - it's actually a smart and necessary step towards owning your dream home.

Applying for a mortgage loan can be a daunting process, but knowing what types of documents you need ahead of time can make the experience a little less stressful. In order to apply for a mortgage, you will need to provide proof of income, employment, and assets. This includes recent pay stubs, bank statements, and tax returns. Your credit will be analyzed by each of the three credit reporting agencies. Additionally, you will need to provide documentation for any debts, such as car loans or student loans. Having all of these documents in order will not only help speed up the loan process, but it will also help your lender determine the best mortgage options for you.

If you're thinking about applying for a mortgage loan, it's essential to have a solid understanding of your finances. Knowing how much money you need to have saved up can help you prepare for the process ahead. While there's no set amount for savings when it comes to buying a home, having around 20% of the home's purchase price is a good starting point. This means that if you're looking to buy a $300,000 house, you should aim to have $60,000 saved up for a down payment. However, keep in mind that there are other upfront costs associated with buying a home, such as closing costs, inspections, and appraisals, so it's important to save up enough to cover those expenses as well. By doing so, you'll be setting yourself up for success and ensuring that you're in a financially stable position to take on a mortgage loan.

If you are in the market for a mortgage, it's important to understand the differences between fixed-rate and adjustable-rate mortgages. A fixed-rate mortgage offers a set interest rate that remains the same throughout the life of the loan. This option provides stability and predictability, making it easier to budget your monthly payments. On the other hand, an adjustable-rate mortgage (ARM) offers a lower initial interest rate, which is often locked in for a certain period of time. After this period expires, the interest rate may fluctuate based on market conditions. ARMs can be a good option if you plan to sell or refinance within a few years, but they may not be ideal for those who plan to stay in their homes long-term. Ultimately, the decision between a fixed-rate and adjustable-rate mortgage depends on your individual financial goals and circumstances.

When it comes to buying a house, one of the most important things to consider is your monthly mortgage payments. These payments will determine the overall affordability of your home and impact your financial life for years to come. But calculating these payments may seem daunting, especially if you're not well-versed in financial jargon. That's where we come in – we're here to help! By inputting a few key figures, such as the loan amount, interest rate, and loan term, you can easily calculate your monthly mortgage payments using our handy online calculator. And the best part? It's completely free! So why wait? Head over to our website now and get started – your dream home awaits.


See what our clients say about their experience with Arrant Mortgage

  • Monica W

    Allen, Texas Homeowner

    Working with Arrant was a pleasure. We got an instant Pre-Approval emailed to us within minutes. Ken, my Mortgage Loan Originator helped us get the loan we needed to get the home I wanted. He was very professional and knowledgeable! Thank you, Ken!

  • Donny M

    Dallas, Texas Homeowner

    Arrant Mortgage made this extremely complex process very friendly. They kept my family up to date and organized. Very professional and highly recommended! Looking forward to working with them when its refinancing time!